Rewards Credit Cards

Travel Rewards Card

Choosing a Travel Rewards Credit Card: Things To Consider

When choosing a travel rewards credit card, you’re making a financial decision which has long-term effects on your credit. The hard inquiry on your credit will cause a drop in your credit score. This will take months of good behavior to correct. A travel rewards credit card will also affect your immediate future. You’ll be Read more

Delta Sky Club Lounge Locations

Delta Sky Club Lounge Locations in the US: the Complete List of 2019

If you’re like us, you can appreciate the comfort of an airport lounge over waiting at the airport gate. Having access to the Delta Sky Club Lounge always reduces the stress of waiting for your flight. Some of the amenities available at the lounge include: Free Wi-Fi access and multiple electrical charging stations; Magazines, newspapers Read more

Calculating Effective Cash Back Rate

Effective Cash Back Rate: What It Is and How to Determine It

It’s important to assess how “good” a credit card is by calculating the effective cash back rate. This is how much value the card gives back for the money spent using it. The effective cash back rate is not the only factor to judge a rewards credit card’s worth. Yet, it is a quantitative measure Read more

Travel Rewards Credit Card

Travel Rewards Credit Cards With an Annual Fee: When Are They Worth the Cost?

It’s easy to rationalize owning a travel rewards credit card with an annual fee. Travel rewards cards are loaded with the best benefits in the credit card industry. Frequent travelers know the difference these perks make on their experience and bottom line. However, travel rewards cards are not appropriate for everyone. They have the highest Read more

General Travel Credit Cards

Co-Branded Cards vs. General Travel Rewards Credit Cards

When selecting a travel rewards credit card, you can choose one of two types. There are general travel rewards credit cards and co-branded cards that are airline or hotel specific. Which card you should apply for is dependent on your purchasing habits and your goals for travel rewards. This article serves as a guide that Read more

How to Choose a Hotel Rewards Card

The Right Way to Choose a Hotel Rewards Credit Card

Did you know there was another segment of travel credit cards dedicated to hotels? Hotel rewards credit cards work with a hotel’s loyalty program, earning you points for each stay. Hotel credit cards are best used by cardholders who often travel, like avid travelers and road warriors. Points can be converted to exclusive perks and Read more

Airline Credit Cards

5 Wise Steps To Choose an Airline Credit Card

Apply for an airline credit card, and you’ll soon be jetting off to the vacation of your dreams, right? Well, it’s not that simple. Airline credit cards do grant their customers some of the most valuable rewards in the industry. However, not everyone is qualified to get them, and they may not be the best Read more

Benefits and Drawbacks of Rewards Cards

Full Guide To the Pros and Cons Of Rewards Credit Cards

There are a lot of rewards credit cards out there. It’s all too easy to apply for a credit card that may not be right for you. If the credit card perks sound amazing, you’ll start fantasizing about all the ways you can make use them. Yet, you may not stop to think about the Read more

Rewards Credit Cards

Effective Ways To Maximize Credit Card Rewards

Rewards credit cards can provide access to some amazing benefits. The trick is to take full advantage of your credit card without the burden of unnecessary debt. If you can maximize your credit card rewards, you’ll make the money you’ve spent on purchases work harder. This, in turn, makes your rewards stretch further. Strategies to Read more