Credit Cards

Store Credit Cards

Credit Cards For Retail Shopping: All You Need To Know

You’ve probably been invited to apply for store credit cards at the checkout counter. The offer sounds tempting: save a percentage now regardless of if you’re approved. Before you sign up for that retail credit card, we think you should read this guide. What Are Store Credit Cards? Store credit cards offer credit to customers Read more

Travel Rewards Card

Choosing a Travel Rewards Credit Card: Things To Consider

When choosing a travel rewards credit card, you’re making a financial decision which has long-term effects on your credit. The hard inquiry on your credit will cause a drop in your credit score. This will take months of good behavior to correct. A travel rewards credit card will also affect your immediate future. You’ll be Read more

Credit Card

Explore All the Things You Should NEVER Put on a Card

Paying by credit card can be a great idea. It’s convenient and carries less liability than using your debit card. It can help you build credit when you pay it off on time. Earning rewards make credit cards even better. Yet, there are things you should NEVER put on a card. Let’s explore what these Read more

Calculating Effective Cash Back Rate

Effective Cash Back Rate: What It Is and How to Determine It

It’s important to assess how “good” a credit card is by calculating the effective cash back rate. This is how much value the card gives back for the money spent using it. The effective cash back rate is not the only factor to judge a rewards credit card’s worth. Yet, it is a quantitative measure Read more

How to Win O Balance Transfer Offer

Win a 0% Balance Transfer Offer With These Tips

Credit cards with a 0% balance transfer offer are amazing tools that can save you money on debt. The credit card companies don’t make it easy for you, though. Why should they? When you’re saving money on interest, they’re making less revenue. If you decide to make this card your specialty card, let’s make sure Read more

Cash Back Credit Cards

Travel Rewards vs. Cash Back Credit Cards: Make the Right Choice

If you travel frequently, a travel rewards credit card is an excellent credit card to add to your wallet. The most popular cards come with amazing perks and sought-after rewards programs. However, not every travel reward credit card is suitable for your circumstance. Your travel and spending habits will indicate whether a travel rewards vs. Read more

General Travel Credit Cards

Co-Branded Cards vs. General Travel Rewards Credit Cards

When selecting a travel rewards credit card, you can choose one of two types. There are general travel rewards credit cards and co-branded cards that are airline or hotel specific. Which card you should apply for is dependent on your purchasing habits and your goals for travel rewards. This article serves as a guide that Read more

How to Reduce Credit Card Debt

Effective Ways to Reduce Credit Card Debt

One of the worst things about credit cards is credit card debt. It is expensive, and it can take years to claw your way out of it. Meanwhile, your credit suffers, affecting your ability to finance a car or rent an apartment. In some cases, your credit affects whether you get the job you want. Read more

Hilton Credit Card

Explore These 14 Hilton Brands Before Planning Your Next Trip

Conrad Nicholson Hilton bought his first hotel in 1913 and eventually formed the original Hilton hotel. Today his company has more than 500 hotels over 85 countries. The Hilton Brands are often cited as the industry standard. Hilton brands are found in cities across the world, even if they don’t carry the Hilton name on Read more

Credit Card Interest

Credit Card Grace Period: Understand How It Works and Take Full Advantage Of It

Did you pay interest on your credit card purchases from this month? If you have, is this a common habit for you? When you’re regularly paying interest on your purchases, you probably aren’t familiar with your credit card grace period. Many people think it’s normal to pay interest on our purchases every month. This misinformation Read more