Credit Cards for Excellent Credit: 750 – 850

750-850 Excellent Credit Rating. Someone with an excellent credit rating would have almost no trouble qualifying for any loans, credit cards or line of credit. If your score is 800 or above, congratulations! Your score tells lenders that you have several years’ history of responsible credit usage. It also says you have no negative blemishes on your credit report and a history of paying your obligations on time. Lenders will offer you the best possible terms they have on a loan, credit card, or line of credit.  With a score in this range, you have leverage to negotiate.

Sort 42 Credit Cards by
MAIN REWARD
CREDIT CARD NAME
ANNUAL FEE
PURCHASE APR
KEY BENEFITS

USAA® Rewards Visa Signature® Credit Card

Rewards Points

Main reward: Rewards Points

USAA® Rewards Visa Signature® Credit Card
Rewards
No Annual Fee
ANNUAL FEE:

$0

Purchase APR: 11.90% - 27.90%

Key Benefits:
  • Travel (3)
  • Security (5)
  • Insurance (7)
  • Fees Benefits (2)
Credit Score: Excellent

Southwest Rapid Rewards® Premier Credit Card

Rewards Points

Main reward: Rewards Points

Southwest Rapid Rewards Premier Credit Card
Rewards
ANNUAL FEE:

$99

Purchase APR: 17.99% - 24.99%

Key Benefits:
  • Travel (5)
  • Sign Up Benefits (1)
  • Services (1)
  • Security (3)
  • Insurance (5)
  • Fees Benefits (2)
Credit Score: Excellent

British Airways Visa Signature® Credit Card

Rewards Points

Main reward: Rewards Points

Rewards
ANNUAL FEE:

$95

Purchase APR: 17.99% - 24.99%

Key Benefits:
  • Travel (3)
  • Sign Up Benefits (1)
  • Services (1)
  • Security (3)
  • Insurance (4)
  • Fees Benefits (2)
Credit Score: Excellent

Spark® Cash Select from Capital One®

Cash Back

Main reward: Cash Back

Spark® Cash Select from Capital One®
Rewards
0% APR
No Annual Fee
ANNUAL FEE:

$0

Purchase APR: 14.74% - 22.74%

Key Benefits:
  • Travel (2)
  • Sign Up Benefits (2)
  • Security (4)
  • Insurance (7)
Credit Score: Excellent

Spark® Cash from Capital One®

Cash Back

Main reward: Cash Back

Spark® Cash from Capital One®
Rewards
ANNUAL FEE:

$0

Purchase APR: 18.74%

Key Benefits:
  • Travel (2)
  • Sign Up Benefits (1)
  • Security (5)
  • Insurance (7)
Credit Score: Excellent

Quicksilver® from Capital One®

Cash Back

Main reward: Cash Back

Quicksilver® from Capital One®
Rewards
0% APR
Balance Transfer
No Annual Fee
ANNUAL FEE:

$0

Purchase APR: 14.74% - 26.74%

Key Benefits:
  • Travel (3)
  • Sign Up Benefits (2)
  • Security (4)
  • Insurance (6)
  • Fees Benefits (1)
Credit Score: Excellent

SavorOne℠ Rewards from Capital One®

Cash Back

Main reward: Cash Back

SavorOne℠ Rewards fromCapital One®
Rewards
0% APR
Balance Transfer
No Annual Fee
ANNUAL FEE:

$0

Purchase APR: 14.74% - 26.74%

Key Benefits:
  • Travel (2)
  • Sign Up Benefits (2)
  • Security (5)
  • Insurance (8)
  • Fees Benefits (1)
Credit Score: Excellent

Savor® Rewards from Capital One®

Cash Back

Main reward: Cash Back

Savor® Rewards from Capital One®
Rewards
ANNUAL FEE:

$0

Purchase APR: 16.24% - 27.24%

Key Benefits:
  • Travel (2)
  • Sign Up Benefits (1)
  • Security (5)
  • Insurance (8)
  • Fees Benefits (1)
Credit Score: Excellent

U.S. Bank Cash 365™ American Express® Card

Cash Back

Main reward: Cash Back

U.S. Bank Cash 365™ American Express® Card
Rewards
Balance Transfer
No Annual Fee
ANNUAL FEE:

$0

Purchase APR: 15.99% - 24.99%

Key Benefits:
  • Travel (1)
  • Sign Up Benefits (2)
  • Services (3)
  • Security (2)
  • Insurance (6)
  • Fees Benefits (3)
Credit Score: Excellent

SunTrust Travel Rewards Credit Card

Cash Back

Main reward: Cash Back

SunTrust Travel Rewards Credit Card
Rewards
Balance Transfer
No Annual Fee
ANNUAL FEE:

$0

Purchase APR: 13.24% - 23.24%

Key Benefits:
  • Travel (3)
  • Sign Up Benefits (3)
  • Security (3)
  • Insurance (4)
  • Fees Benefits (3)
Credit Score: Excellent