Credit Cards for Excellent Credit: 750 – 850

750-850 Excellent Credit Rating. Someone with an excellent credit rating would have almost no trouble qualifying for any loans, credit cards or line of credit. If your score is 800 or above, congratulations! Your score tells lenders that you have several years’ history of responsible credit usage. It also says you have no negative blemishes on your credit report and a history of paying your obligations on time. Lenders will offer you the best possible terms they have on a loan, credit card, or line of credit.  With a score in this range, you have leverage to negotiate.

Sort 52 Credit Cards by
MAIN REWARD
CREDIT CARD NAME
ANNUAL FEE
PURCHASE APR
KEY BENEFITS

Wells Fargo Propel American Express® Card

Points

Main reward: Points

Wells Fargo Propel Card
Rewards
0% APR
Balance Transfer
No Annual Fee
ANNUAL FEE:

$0

Purchase APR: 15.74% - 27.74%

Key Benefits:
  • Travel (4)
  • Sign Up Benefits (4)
  • Services (1)
  • Security (3)
  • Insurance (7)
  • Fees Benefits (4)
Credit Score: Excellent

Chase Sapphire Reserve® Credit Card

Rewards Points

Main reward: Rewards Points

Chase Sapphire Reserve Credit Card
Rewards
ANNUAL FEE:

$$450 ($75 for each authorized user)

Purchase APR: 18.99% - 25.99%

Key Benefits:
  • Travel (9)
  • Sign Up Benefits (2)
  • Services (1)
  • Security (3)
  • Insurance (10)
  • Fees Benefits (2)
Credit Score: Excellent

Chase United℠ TravelBank Credit Card

Cash Back

Main reward: Cash Back

Rewards
No Annual Fee
ANNUAL FEE:

$0

Purchase APR: 17.99% - 24.99%

Key Benefits:
  • Travel (3)
  • Sign Up Benefits (2)
  • Services (1)
  • Security (3)
  • Insurance (6)
  • Fees Benefits (2)
Credit Score: Excellent

Chase Freedom® Credit Card

Cash Back

Main reward: Cash Back

Rewards
0% APR
Balance Transfer
No Annual Fee
ANNUAL FEE:

$0

Purchase APR: 16.99% - 25.75%

Key Benefits:
  • Travel (2)
  • Sign Up Benefits (3)
  • Services (1)
  • Security (4)
  • Insurance (5)
  • Fees Benefits (2)
Credit Score: Excellent

Chase Freedom Unlimited® Credit Card

Cash Back

Main reward: Cash Back

Rewards
0% APR
Balance Transfer
No Annual Fee
ANNUAL FEE:

$0

Purchase APR: 16.99% - 25.74%

Key Benefits:
  • Travel (2)
  • Sign Up Benefits (3)
  • Services (1)
  • Security (4)
  • Insurance (5)
  • Fees Benefits (2)
Credit Score: Excellent

Discover it® Miles Credit Card

Rewards

Main reward: Rewards

Rewards
0% APR
No Annual Fee
ANNUAL FEE:

$0

Purchase APR: 13.99% - 24.99%

Key Benefits:
  • Travel (2)
  • Sign Up Benefits (2)
  • Services (1)
  • Security (3)
  • Fees Benefits (2)
Credit Score: Excellent

Spark® Miles Select from Capital One®

Rewards

Main reward: Rewards

Rewards
0% APR
No Annual Fee
ANNUAL FEE:

$0

Purchase APR: 14.74% - 22.74%

Key Benefits:
  • Travel (5)
  • Sign Up Benefits (2)
  • Security (4)
  • Insurance (6)
  • Fees Benefits (1)
Credit Score: Excellent

Spark® Miles from Capital One®

Rewards

Main reward: Rewards

Rewards
ANNUAL FEE:

$0

Purchase APR: 18.74%

Key Benefits:
  • Travel (5)
  • Sign Up Benefits (2)
  • Security (4)
  • Insurance (6)
  • Fees Benefits (1)
Credit Score: Excellent

VentureOne® from Capital One®

Rewards

Main reward: Rewards

Rewards
0% APR
No Annual Fee
ANNUAL FEE:

$0

Purchase APR: 13.74% - 25.74%

Key Benefits:
  • Travel (4)
  • Sign Up Benefits (2)
  • Security (4)
  • Insurance (6)
  • Fees Benefits (2)
Credit Score: Excellent

Venture® from Capital One®

Rewards

Main reward: Rewards

Rewards
ANNUAL FEE:

$0

Purchase APR: 14.74% - 26.74%

Key Benefits:
  • Travel (2)
  • Sign Up Benefits (2)
  • Security (4)
  • Insurance (4)
  • Fees Benefits (2)
Credit Score: Excellent