Credit Cards For Bad Credit

561-650 Bad Credit Rating. With bad credit, you run the risk of many lenders rejecting your application immediately. They won’t stop to analyze any of the other factors in your application. If you manage to successfully receive credit, you will pay some of the highest interest rates available. Any loan you receive will have an expensive monthly payment. You will also get a very small credit limit. The variety of credit cards available are off limits because you won’t qualify for them. That means you will not qualify for platinum cards, premium rewards cards, travel cards, and other elite benefit cards.

Sort 5 Credit Cards by
MAIN REWARD
CREDIT CARD NAME
ANNUAL FEE
PURCHASE APR
KEY BENEFITS

Capital One® Secured MasterCard® Credit Card

NO Rewards

Main reward: NO Rewards

No Annual Fee
Secured
ANNUAL FEE:

$0

Purchase APR: 24.99%

Key Benefits:
  • Travel (3)
  • Security (5)
  • Insurance (5)
  • Fees Benefits (2)
Credit Score: Bad

U.S. Bank Secured Visa® Credit Card

NO Rewards

Main reward: NO Rewards

Secured
ANNUAL FEE:

$29

Purchase APR: 20.99%

Key Benefits:
  • Travel (1)
  • Services (1)
  • Security (4)
  • Insurance (1)
  • Fees Benefits (3)
Credit Score: Bad

Deserve® Edu Mastercard® for Students

Cash Back

Main reward: Cash Back

Deserve® Edu Mastercard® for Students
Rewards
No Annual Fee
ANNUAL FEE:

$0

Purchase APR: 20.74%

Key Benefits:
  • Travel (3)
  • Security (1)
  • Insurance (7)
  • Fees Benefits (2)
Credit Score: Bad

Citi® Secured Credit Card

NO Rewards

Main reward: NO Rewards

Citi® Secured MasterCard®
No Annual Fee
Secured
ANNUAL FEE:

$0

Purchase APR: 24.49%

Key Benefits:
  • Security (4)
  • Insurance (3)
  • Fees Benefits (1)
Credit Score: Bad

BankAmericard® Secured Credit Card

NO Rewards

Main reward: NO Rewards

BankAmericard® Secured Credit Card
Secured
ANNUAL FEE:

$39

Purchase APR: 22.24%

Key Benefits:
  • Services (1)
  • Security (5)
  • Insurance (2)
  • Fees Benefits (3)
Credit Score: Bad