Rewards Credit Cards

Rewards credit cards provide users with some incentive for using the card. Rewards come in many forms, including (but not limited to):

Rewards cards tend to be issued to those with a good credit history and have an annual fee. The higher the rewards, the higher the fee may be. Consumers need to calculate carefully if the rewards from such cards justify the fees.

Sort 106 Credit Cards by
REWARD TYPE
CREDIT CARD NAME
ANNUAL FEE
PURCHASE APR
KEY BENEFITS

Apple Card

Cash Back

Main reward: Cash Back

Apple Goldman Sachs Card
Rewards
No Annual Fee
ANNUAL FEE:

$0

Purchase APR: 13.24% - 24.24%

Key Benefits:
  • Security (2)
  • Fees Benefits (4)
Credit Score: Good

Amazon Rewards Visa Signature Credit Card

Cash Back

Main reward: Cash Back

Rewards
No Annual Fee
ANNUAL FEE:

$0

Purchase APR: 16.24% - 24.24%

Key Benefits:
  • Travel (3)
  • Sign Up Benefits (2)
  • Services (1)
  • Security (4)
  • Insurance (4)
  • Fees Benefits (2)
Credit Score: Good

Chase United℠ TravelBank Credit Card

Cash Back

Main reward: Cash Back

Rewards
No Annual Fee
ANNUAL FEE:

$0

Purchase APR: 17.99% - 24.99%

Key Benefits:
  • Travel (3)
  • Sign Up Benefits (2)
  • Services (1)
  • Security (3)
  • Insurance (6)
  • Fees Benefits (2)
Credit Score: Excellent

Chase Freedom® Credit Card

Cash Back

Main reward: Cash Back

Rewards
0% APR
Balance Transfer
No Annual Fee
ANNUAL FEE:

$0

Purchase APR: 16.99% - 25.75%

Key Benefits:
  • Travel (2)
  • Sign Up Benefits (3)
  • Services (1)
  • Security (4)
  • Insurance (5)
  • Fees Benefits (2)
Credit Score: Excellent

Chase Freedom Unlimited® Credit Card

Cash Back

Main reward: Cash Back

Rewards
0% APR
Balance Transfer
No Annual Fee
ANNUAL FEE:

$0

Purchase APR: 16.99% - 25.74%

Key Benefits:
  • Travel (2)
  • Sign Up Benefits (3)
  • Services (1)
  • Security (4)
  • Insurance (5)
  • Fees Benefits (2)
Credit Score: Excellent

Discover it® Miles Credit Card

Rewards

Main reward: Rewards

Rewards
0% APR
No Annual Fee
ANNUAL FEE:

$0

Purchase APR: 13.99% - 24.99%

Key Benefits:
  • Travel (2)
  • Sign Up Benefits (2)
  • Services (1)
  • Security (3)
  • Fees Benefits (2)
Credit Score: Excellent

Spark® Miles Select from Capital One®

Rewards

Main reward: Rewards

Rewards
0% APR
No Annual Fee
ANNUAL FEE:

$0

Purchase APR: 14.74% - 22.74%

Key Benefits:
  • Travel (5)
  • Sign Up Benefits (2)
  • Security (4)
  • Insurance (6)
  • Fees Benefits (1)
Credit Score: Excellent

Spark® Miles from Capital One®

Rewards

Main reward: Rewards

Rewards
ANNUAL FEE:

$0

Purchase APR: 18.74%

Key Benefits:
  • Travel (5)
  • Sign Up Benefits (2)
  • Security (4)
  • Insurance (6)
  • Fees Benefits (1)
Credit Score: Excellent

VentureOne® from Capital One®

Rewards

Main reward: Rewards

Rewards
0% APR
No Annual Fee
ANNUAL FEE:

$0

Purchase APR: 13.74% - 25.74%

Key Benefits:
  • Travel (4)
  • Sign Up Benefits (2)
  • Security (4)
  • Insurance (6)
  • Fees Benefits (2)
Credit Score: Excellent

Venture® from Capital One®

Rewards

Main reward: Rewards

Rewards
ANNUAL FEE:

$0

Purchase APR: 14.74% - 26.74%

Key Benefits:
  • Travel (2)
  • Sign Up Benefits (2)
  • Security (4)
  • Insurance (4)
  • Fees Benefits (2)
Credit Score: Excellent