No Annual Fee Credit Cards

No annual fee credit cards don’t charge an annual fee and sometimes have lower fees than a typical credit card. No annual fee credit cards offer fewer perks than a traditional rewards card, and no cost is required for maintaining the card.

You can choose one when your spending habits show that credit card rewards do not justify annual fees. Some people will keep one open in case of a financial emergency, and a no annual fee credit card is often used for a specific perk it offers (for example, cash back on Apple store purchases).

Sort 67 Credit Cards by
MAIN REWARD
CREDIT CARD NAME
ANNUAL FEE
PURCHASE APR
KEY BENEFITS

Uber Credit Card

Cash Back

Main reward: Cash Back

Uber Visa Card
Rewards
No Annual Fee
ANNUAL FEE:

$0

Purchase APR: 17.24% - 27.99%

Key Benefits:
  • Travel (2)
  • Sign Up Benefits (1)
  • Services (3)
  • Security (3)
  • Insurance (2)
  • Fees Benefits (2)
Credit Score: Good

Wells Fargo Propel American Express® Card

Points

Main reward: Points

Wells Fargo Propel Card
Rewards
0% APR
Balance Transfer
No Annual Fee
ANNUAL FEE:

$0

Purchase APR: 15.74% - 27.74%

Key Benefits:
  • Travel (4)
  • Sign Up Benefits (4)
  • Services (1)
  • Security (3)
  • Insurance (7)
  • Fees Benefits (4)
Credit Score: Excellent

Apple Card

Cash Back

Main reward: Cash Back

Apple Goldman Sachs Card
Rewards
No Annual Fee
ANNUAL FEE:

$0

Purchase APR: 13.24% - 24.24%

Key Benefits:
  • Security (2)
  • Fees Benefits (4)
Credit Score: Good

Amazon Rewards Visa Signature Credit Card

Cash Back

Main reward: Cash Back

Rewards
No Annual Fee
ANNUAL FEE:

$0

Purchase APR: 16.24% - 24.24%

Key Benefits:
  • Travel (3)
  • Sign Up Benefits (2)
  • Services (1)
  • Security (4)
  • Insurance (4)
  • Fees Benefits (2)
Credit Score: Good

Chase United℠ TravelBank Credit Card

Cash Back

Main reward: Cash Back

Rewards
No Annual Fee
ANNUAL FEE:

$0

Purchase APR: 17.99% - 24.99%

Key Benefits:
  • Travel (3)
  • Sign Up Benefits (2)
  • Services (1)
  • Security (3)
  • Insurance (6)
  • Fees Benefits (2)
Credit Score: Excellent

Chase Freedom® Credit Card

Cash Back

Main reward: Cash Back

Rewards
0% APR
Balance Transfer
No Annual Fee
ANNUAL FEE:

$0

Purchase APR: 16.99% - 25.75%

Key Benefits:
  • Travel (2)
  • Sign Up Benefits (3)
  • Services (1)
  • Security (4)
  • Insurance (5)
  • Fees Benefits (2)
Credit Score: Excellent

Chase Freedom Unlimited® Credit Card

Cash Back

Main reward: Cash Back

Rewards
0% APR
Balance Transfer
No Annual Fee
ANNUAL FEE:

$0

Purchase APR: 16.99% - 25.74%

Key Benefits:
  • Travel (2)
  • Sign Up Benefits (3)
  • Services (1)
  • Security (4)
  • Insurance (5)
  • Fees Benefits (2)
Credit Score: Excellent

Capital One® Secured MasterCard® Credit Card

NO Rewards

Main reward: NO Rewards

No Annual Fee
Secured
ANNUAL FEE:

$0

Purchase APR: 24.99%

Key Benefits:
  • Travel (3)
  • Security (5)
  • Insurance (5)
  • Fees Benefits (2)
Credit Score: Bad

Capital One® Platinum Credit Card

NO Rewards

Main reward: NO Rewards

No Annual Fee
ANNUAL FEE:

$0

Purchase APR: 26.99%

Key Benefits:
  • Travel (3)
  • Security (5)
  • Insurance (5)
  • Fees Benefits (2)
Credit Score: Good

USAA® Rate Advantage Visa Platinum® Credit Card

NO Rewards

Main reward: NO Rewards

No Annual Fee
ANNUAL FEE:

$0

Purchase APR: 8.90% - 25.90%

Key Benefits:
  • Travel (3)
  • Security (5)
  • Insurance (6)
  • Fees Benefits (2)
Credit Score: Good