Compare Secured Credit Cards

Our goal is to help you compare secured credit cards to find the one with the lowest deposit that you can manage. A secured card is valuable for building a solid credit history, especially for customers with bad (or no) credit. Secured credit cards are guaranteed by a cash deposit up to 110% of the credit limit. If you don’t pay your bills, your lender will cover your debt using your deposit. After a certain number of on-time payments as agreed, your bank will convert your card to an unsecured one. At that time, you’ll get your deposit back.

Credit score required
Issuer
Network
Introductory APR
The purchase APR is the APR consumers will pay for purchases carried as a balance on their credit cards. The purchase APR is determined based on the U.S. prime rate as well as the margin the bank charges. No purchase APR charge will be made, however, if the cardholder’s balance is paid in full at the end of the month. APR for Purchases
Introductory APR for Balance Transfers
APR for Balance Transfers
Introductory APR for Cash Advances
APR for Cash Advances
Penalty APR
Grace Period
Balance Transfer Transaction Fee
Cash Advance Transaction Fee
Late Payment Penalty Fee
Returned Payment Fee
Overlimit Fee
Foreign Transaction Fee
Foreign Purchase Transaction Fee
Fee Benefits
Sign Up Benefits
Insurance Benefits
Security Benefits
Travel Benefits
Service Benefits
Discount Benefits
BankAmericard® Secured Credit Card

BankAmericard® Secured Credit Card

Bank of America® Credit Card Offers
MasterCard®
22.24%
22.24%
22.24% for Direct Deposit and Check Cash Advances, and 26.99% for Bank Cash Advances.
0
25 days
Either $10 or 3% of the amount of each transaction whichever is greater.
Direct Deposit and Check Cash Advances: Either $10 or 3% of the amount of each transaction whichever is greater. ATM Over-the-Counter Same-Day Online and Cash Equivalent Cash Advances: Either $10 or 5% of the amount of each transaction whichever is greater.
Up to $27
None
3% of the U.S. dollar amount of each transaction (1) made in a foreign currency or (2) made in U.S. dollars if the transaction is made or processed outside of the United States.
Either $10 or 5% of the amount of each transaction, whichever is greater.
3
0
2
5
0
1
0
Citi® Secured MasterCard®

Citi® Secured Credit Card

Citi Bank Credit Cards
MasterCard®
24.49%
24.49% for transfers completed within 2 months from date of account opening
27.24%
29.99
23 days
Either $5 or 3% of the amount of each transfer whichever is greater.
Either $10 or 5% of the amount of each cash advance whichever is greater.
Up to $35
None
3% of each purchase transaction in US dollars.
1
0
3
4
0
0
0