Compare Secured Credit Cards

Our goal is to help you compare secured credit cards to find the one with the lowest deposit that you can manage. A secured card is valuable for building a solid credit history, especially for customers with bad (or no) credit. Secured credit cards are guaranteed by a cash deposit up to 110% of the credit limit. If you don’t pay your bills, your lender will cover your debt using your deposit. After a certain number of on-time payments as agreed, your bank will convert your card to an unsecured one. At that time, you’ll get your deposit back.

Credit score required
Issuer
Network
Introductory APR
The purchase APR is the APR consumers will pay for purchases carried as a balance on their credit cards. The purchase APR is determined based on the U.S. prime rate as well as the margin the bank charges. No purchase APR charge will be made, however, if the cardholder’s balance is paid in full at the end of the month. APR for Purchases
Introductory APR for Balance Transfers
APR for Balance Transfers
Introductory APR for Cash Advances
APR for Cash Advances
Penalty APR
Grace Period
Balance Transfer Transaction Fee
Cash Advance Transaction Fee
Late Payment Penalty Fee
Returned Payment Fee
Overlimit Fee
Foreign Transaction Fee
Foreign Purchase Transaction Fee
Fee Benefits
Sign Up Benefits
Insurance Benefits
Security Benefits
Travel Benefits
Service Benefits
Discount Benefits
Wells Fargo Secured Credit Card

Wells Fargo Secured Credit Card

Wells Fargo Credit Card Offers
Visa®
20.99%
20.99%
25.99%
0
25 days
Up to 5% for each balance transfer with a minimum of $5
Either $10 or 5% of the amount of each advance whichever is greater.
Up to $37
None
3% of each transaction converted to U.S. dollars
3
0
3
3
2
1
0

U.S. Bank Secured Visa® Credit Card

U.S. Bank Credit Cards
Visa®
20.99%
20.99%
25.99%
0
24-30 days
Either 3% of the amount of each transfer or $5 minimum whichever is greater.
• Convenience Check Cash Advance - Either 3% of the amount of each advance or $5 minimum whichever is greater.• Cash Advance ATM - Either 4% of the amount of each advance or $10 minimum whichever is greater.• Cash Advance - Either 4% of the amount of each advance or $10 minimum whichever is greater.• Cash Equivalent Advance - Either 4% of the amount of each advance or $20 minimum whichever is greater.
Up to $35
None
2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars.3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency.
2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency
3
0
1
4
1
1
0