Rewards Credit Cards

Effective Ways To Maximize Credit Card Rewards

Rewards credit cards can provide access to some amazing benefits. The trick is to take full advantage of your credit card without the burden of unnecessary debt. If you can maximize your credit card rewards, you’ll make the money you’ve spent on purchases work harder. This, in turn, makes your rewards stretch further. Strategies to Read more

Build Credit History

Full Guide to FICO Score Calculating

You’ve probably heard about your FICO score (also known as your credit score). Banks use it; credit card companies use it; sometimes even your landlord and employer may use it. It’s a pretty important number. We may not have the exact method to calculate it, but you can get a pretty fair estimate of where Read more

How to Reduce Credit Card Debt

Effective Ways to Reduce Credit Card Debt

One of the worst things about credit cards is credit card debt. It is expensive, and it can take years to claw your way out of it. Meanwhile, your credit suffers, affecting your ability to finance a car or rent an apartment. In some cases, your credit affects whether you get the job you want. Read more

Credit Report Errors

Remove Negative Information From Your Credit Report Wisely

Negative information is never good. On your credit report, it’s even worse. Lenders see it as a legitimate reason to give you a credit card or loan with a higher interest rate. As a result, you’ll end up paying more for using their credit. When you remove negative information from your credit report, you will Read more

Avoid Credit Card Fees

Credit Card Fees: Common Types and Tips To Avoid Them

Your credit card issuer generates income using credit card fees. Some of them are related to the maintenance and operation of the card. Others are penalties for bad credit behavior. Unfortunately, it’s impossible to get a card with no fees included. The next best thing to do is understand the different types of fees. Then Read more

Why Did My Credit Score Go Down

Why Did My Credit Score Drop? Possible Reasons

Last Updated: May 27, 2020 You know that it’s important to have a good credit score, so you do all the right things. Any mistakes you make are short-lived: you’re always quick to correct them. Despite this, your credit score should be strong, and you have a pretty good estimate of where it should fall. Read more

Booking App

Best Travel Apps To Have On Your iPhone or Android

Every trip needs some planning, and in 2020 you can plan and manage your trips directly from your smartphone. Be your own travel agent and you can leave the road maps at home – let these top travel apps do the hard work for you. Whether you’re an iPhone or Android user, your next vacation Read more

Credit Card Company

Credit Card Issuers: What Are They and What They Do

If you have a credit card or are looking to apply for one, you’ll hear the term “credit card issuers” often. Who they are, and what they do is a little less clear to most people. Many times, they are often confused with credit card networks. With all the names and logo on your card, Read more

Credit Card Company

Credit Card Networks: What Is Their Role?

You know their names and their logos: American Express, Discover, Visa, and MasterCard. However, you may not be as sure as to what exactly they do. Did you know that these four companies are the largest credit card networks in the world? They process transactions for over half a billion credit cards. These companies are Read more

What Gas Stations Do Cash Back

Discover the Full List of Gas Stations that Do Cash Back in 2020

It seems like the world is going cashless. Between mobile bank transfers, PayPal, Venmo, and other digital financial apps, no one uses “real” folding money anymore. As for coins, maybe you’ll need a quarter for the parking meter; that is if they don’t have an app already. Yet, cash-only situations still do happen, and there Read more