How to Choose a Hotel Rewards Card

The Right Way to Choose a Hotel Rewards Credit Card

Did you know there was another segment of travel credit cards dedicated to hotels? Hotel rewards credit cards work with a hotel’s loyalty program, earning you points for each stay. Hotel credit cards are best used by cardholders who often travel, like avid travelers and road warriors. Points can be converted to exclusive perks and Read more

Travel Rewards Credit Card

Travel Rewards Credit Cards With an Annual Fee: When Are They Worth the Cost?

It’s easy to rationalize owning a travel rewards credit card with an annual fee. Travel rewards cards are loaded with the best benefits in the credit card industry. Frequent travelers know the difference these perks make on their experience and bottom line. However, travel rewards cards are not appropriate for everyone. They have the highest Read more

When to Pay an Annual Fee

When Paying an Annual Fee Makes Sense: Complete Guide

You probably think you’ve found the perfect card. It has a low interest rate, gives rewards, cash back, and the other benefits that fit your lifestyle perfectly. There is one problem with the card: you’ll end up paying an annual fee. Don’t throw away your application just yet. There are times when paying an annual Read more

Airline Credit Cards

5 Wise Steps To Choose an Airline Credit Card

Apply for an airline credit card, and you’ll soon be jetting off to the vacation of your dreams, right? Well, it’s not that simple. Airline credit cards do grant their customers some of the most valuable rewards in the industry. However, not everyone is qualified to get them, and they may not be the best Read more

How to Win O Balance Transfer Offer

Win a 0% Balance Transfer Offer With These Tips

Credit cards with a 0% balance transfer offer are amazing tools that can save you money on debt. The credit card companies don’t make it easy for you, though. Why should they? When you’re saving money on interest, they’re making less revenue. If you decide to make this card your specialty card, let’s make sure Read more

Store Credit Cards

Credit Cards For Retail Shopping: All You Need To Know

You’ve probably been invited to apply for store credit cards at the checkout counter. The offer sounds tempting: save a percentage now regardless of if you’re approved. Before you sign up for that retail credit card, we think you should read this guide. Table of Contents What Are Store Credit Cards?Benefits and Drawbacks Of Store Read more

Travel Rewards Card

Choosing a Travel Rewards Credit Card: Things To Consider

When choosing a travel rewards credit card, you’re making a financial decision which has long-term effects on your credit. The hard inquiry on your credit will cause a drop in your credit score. This will take months of good behavior to correct. A travel rewards credit card will also affect your immediate future. You’ll be Read more

General Travel Credit Cards

Co-Branded Cards vs. General Travel Rewards Credit Cards

When selecting a travel rewards credit card, you can choose one of two types. There are general travel rewards credit cards and co-branded cards that are airline or hotel specific. Which card you should apply for is dependent on your purchasing habits and your goals for travel rewards. This article serves as a guide that Read more

Cash Back Credit Card

What To Consider While Choosing a Cash Back Credit Card

The draw of a cash back credit card is very appealing. You can earn money back at the end of the month from your purchases, in addition to other benefits. The cash back earned is maximized when you pay off your balance each month. We want you to select the best card available for your Read more

Benefits and Drawbacks of Rewards Cards

Full Guide To the Pros and Cons Of Rewards Credit Cards

There are a lot of rewards credit cards out there. It’s all too easy to apply for a credit card that may not be right for you. If the credit card perks sound amazing, you’ll start fantasizing about all the ways you can make use them. Yet, you may not stop to think about the Read more